Investors are flocking to the fintech industry as they see the rapid rise of opportunity in the sector. Smart money sees that how consumers transfer money in the future will inevitably change. Consumers already show preferences for mobile payments and digital wallets, amongst other tech-based payment and transfer products. One day soon, cash may be seen only in museums, along with credit and debit cards.

A fintech revolution is underway, funded by tens of billions in venture capital money given to this budding industry every year. Apps and other forms of fintech services are fast entering the marketplace. Of course, not all of these startups set out to tear down our financial institutions, but rather build a more economically conducive sector and fill gaps in the industry. As finance insider John Rampton says, “As a leader in fintech and an owner of a fintech company, I see firsthand how the latest technology is creating a shift in how consumers and businesses conduct transactions, but it doesn’t necessary threaten banks or other financial institutions that are partnering with companies like mine to address the shift in preference to things like mobile payments, digital wallets, and what may become a cashless society.

Acorns

Ever wish you could wake up one day and discover you own a stock portfolio? Fintech company Acorns offers the next best thing. Acorn customers have their credit and debit card purchases rounded up to the nearest dollar. That extra change is automatically invested into ETFs. For most households, that’s a few hundred to a few thousand dollars invested every year without even missing the contributions.

Trustly

If credit and debit cards go the way of bag phones, purchases will be made through fintech companies like Swedish Trustly. Trustly processes payments directly from your bank account, something that should make it much easier to manage finances. It’s also free, so say goodbye to fees similar to Venmo. It’s already available in 29 countries for online purchases making it a great opportunity for people who never carry their wallet.

Veem

When dealing with international transactions, wire transfers are still the way to go, despite the process seeming about as up to date as sending a telegram. Align commerce brings wire transfers into the digital age. It also reduces fees. By cutting out the middleman, it brings the speed of international wire transfers down to what you need in 2018.

Taking the guesswork out of budgeting, reducing bank fees, and providing ways to transfer money overseas at a modern pace are expected to drive more efficiency into the way money is transferred. These efficiencies transfer into financial gains for fintech, and investors are taking notice.